Loans, Lines of Credit and Bank Cards

Loans, Lines of Credit and Bank Cards

From buying very first house to refinancing an existing mortgage; or using our Car Buying solution for you to get a charge card with competitive prices and zero fees, we’ve got the loans and personal lines of credit you want.

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Home Mortgages

Look for a loan provider you can rely on. At DOCFCU, our experienced lenders will soon be you to choose the mortgage option that fits your needs and budget with you every step of the way, helping.

  • Fixed and adjustable price choices available
  • Loan amounts from $75,000 – to $1,500,000
  • Readily available for main residences or homes that are secondno investment properties)
  • Loans around 97% loan-to-value*
  • First and mortgage that is second loans as much as 90per cent loan-to-value
  • Handle your loan on the web, including payments that are making
  • Designed for houses in most 50 states
  • Get a personalized, no responsibility rate estimate
  • Get pre-qualified for the next home loan
  • Explore the resource offered to help you create wise choices

Convenient On The Web Mortgage Access

You will see your home loan declaration, review your payment history, check always your escrow balances, and even make a primary online repayment from your bank account.

Have Mortgage Concerns?

For questions regarding our application process, to obtain pre-approved or even to ask questions that are general getting a DOCFCU mortgage, please contact our professionals straight:

  • Mike B. (202) 808-3628
  • Celia M. (804) 368-6036
  • Kim V. (804) 368-6036
  • or e-mail us at info@docfcu.org

For concerns relating to your DOCFCU home loan application, please contact us at (804) 588-4788 or e-mail us at info@docfcu.org

For concerns relating to your DOCFCU home loan, please contact our home loan servicer at (877) 636-9790

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Residence Equity Loan and credit line – Zero Closing expenses*

A house equity personal credit line from DOCFCU could be a smart method to fund a number of needs, including a house renovation or repairs, training costs, the journey of an eternity, and even merely to combine financial obligation. Our lenders that are experienced prepared to assistance with tailored credit line simply for you.

A property equity loan, or trust that is“second, is another choice that substitutes a set price when it comes to adjustable price of a property equity credit line.

*No closing costs on an initial advance of $10,000 or maybe more. Borrow as much as 90% of your home’s value (minus your very first home loan balance) as much as $250,000 must certanly be qualified for DOCFCU rank. Other limitations may use, call us for details. NMLS #810389

Residence Equity Credit Line

  • A minimal interest that is variable of Prime+0*
  • No closing costs for an initial advance of $10,000 or maybe more
  • Tax-deductible interest re re re payments (check with your taxation advisor for details)
  • The capacity to borrow as much as 90per cent of the home’s value (minus http://getbadcreditloan.com/ your mortgage that is first balance as much as $250,000

Home Equity Loan (2nd Trust)

  • A decreased fixed price
  • Tax-deductible interest re re payments (speak to your income tax consultant for details)
  • The capability to borrow as much as 90per cent of the home’s value (minus your mortgage that is first balance as much as $100,000

Prices

Have actually questions? We’re right right here to assist. Today please call 202.808.3600 to speak with one of our loan specialists.

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Automotive Loans

A car loan from DOCFCU will allow you to drive a bargain that is hard. Whether you’re thinking about purchasing a unique or utilized vehicle, or refinance your existing automobile loan to save cash, our low prices and value-added solutions will make a difference that is big.

  • As much as 105per cent on new and used financing
  • Fast approvals (in 24 hours or less or less)
  • Price matching open to members that are qualified
  • Union benefits discounts (can not be along with match price)
  • Free Autocheck for utilized vehicles with loan application

DOCFCU Automobile Buying Service, Running On TrueCar в„ў

We’re going to additionally offer offer an associate .25% from the price with the certificate of purchase if they use True Car and provide us.

Prices

Automobile Loan Calculators

Utilize our calculators that will help you estimate your monthly premiums.

Additional Solutions

There’s more to a good deal when compared to a price that is good. That’s why a variety is offered by us of extra programs and tools that will help you both purchase sensibly and protect your investment.

Extra Services

GAP Insurance to guard Your Loan

Assured resource Protection (GAP) insurance coverage helps ease your economic burden by spending the difference that is potentially high-cost your insurance settlement as well as your loan stability on products straight pertaining to the acquisition of one’s car.

A loan officer at 202.808.3600 for more information, be sure to contact .

Features

  • 90-day free look – you’ll cancel your security within 3 months of one’s enrollment date and get the full reimbursement with no termination cost.
  • Skipped payments – security includes skip-a-payment or delinquent-payment features when it comes to lifetime regarding the agreement that is financial.
  • Available on loans – safeguards brand new and utilized vehicles.
  • Main automobile insurance deductible – pays as much as $1,000 of one’s car tax deductible.*

Extensive Car Provider

Safeguard your self from unforeseen, high-cost repairs, and of course, raise the resale value, if you decide to offer your automobile.

Many major vehicle repairs happen following the factory warranty period stops. Without a car Service Agreement (VSA) — you may possibly ramp up spending money on unanticipated and high priced repairs. Being a outcome, extended protection for automobile repairs became absolutely essential. Department of Commerce Federal Credit Union has teamed up with Intercontinental Warranty Services to offer a far more affordable way of protection for the brand brand new or qualified pre-owned automobile.

Consult your loan officer regarding the options and find out how you can cut back to 50per cent off dealer prices. You may qualify for protection even although you don’t actually have a car loan with Department of Commerce Federal Credit Union.



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